| | Start by Contacting a First Home Mortgage Loan Officer A First Home Mortgage Loan Officer will review your credit history, listen to your goals, and determine the loan products that are a fit for you. Starting here is the best way to know where you stand and what your options are when applying for a loan.
Then, Get Prequalified for a Loan With your credit history now in hand, your First Home Mortgage Loan Officer will gather all of the additional information they need to determine the type and amount of loan for which you qualify. This information can be gathered by your loan officer in person, via phone or online. Contact your loan officer now to discuss getting pre-qualified.
Lastly, Submit a Full Mortgage Application If you’ve already been pre-qualified and are ready to submit the full application, visit your First Home Mortgage Loan Officer's web page to access their online application or download a paper copy of the Uniform Residential Loan Application (URLA) to complete with them in-person. Due to the detail involved, it should be completed with the assistance of your First Home Mortgage Loan Officer. |